Effective Date: July 26, 2026
These Terms of Service ("Terms") govern your access to and use of the My Points Planner website, software, tools, content, and related services (collectively, the "Service") provided by My Points Planner ("My Points Planner," "we," "us," or "our"). By accessing or using the Service, you agree to be bound by these Terms and by our Privacy Policy, which is incorporated into these Terms by reference. If you do not agree to these Terms, do not use the Service.
1. Eligibility and Account Responsibility
You must be at least the age of majority in your jurisdiction, and in any event at least 18 years old, to use the Service. By creating an account or using the Service, you represent that you have the legal capacity to enter into these Terms. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly if you suspect unauthorized use of your account or any security breach.
2. Limited License and Permitted Use
Subject to your compliance with these Terms, we grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and use the Service for your own informational and planning purposes only. Unless we expressly authorize otherwise in writing, you may not share your login credentials, resell access to the Service, sublicense the Service, make the Service available to others, use the Service for commercial purposes, or allow multiple users to access a single paid membership. Each membership is intended for a single individual user unless we state otherwise in writing.
3. Intellectual Property
The Service, including its software, website design, text, graphics, logos, user interface, calculator logic, compilations, and other content, is owned by or licensed to My Points Planner and is protected by applicable intellectual property laws. Except as expressly permitted in these Terms, you may not copy, reproduce, modify, distribute, publicly display, reverse engineer, decompile, disassemble, scrape, or create derivative works based on the Service or any portion of it without our prior written consent. Any third-party materials, brand names, logos, or program references appearing on the Service remain the property of their respective owners and are used only for identification and informational purposes.
4. Estimates, Calculations, and User Reliance
The Service provides estimates, comparisons, planning tools, and informational outputs based on publicly available information and user inputs. Award pricing, availability, conversion ratios, partner rules, redemption terms, taxes, fees, blackout dates, and other program details may change at any time and may differ from what is shown in the Service. We do not guarantee that any estimate, calculation, comparison, or recommendation is complete, current, accurate, or available at the time you use it. You are solely responsible for verifying all information directly with the applicable airline, hotel, vacation club, cruise line, or other partner before making any booking, transfer, or redemption decision.
5. Third-Party Service; Reservation Availability; Partner Questions
My Points Planner is a third-party service that assists users with planning and, where applicable, with making reservations or reservation-related requests, but we do not control the underlying inventory, booking systems, or availability of any reservation offered by a third-party provider. We make no guarantee that any reservation will be available, accepted, confirmed, or honored by any airline, hotel, vacation club, cruise line, or other third-party provider. We are not responsible for any lack of availability, overbooking, cancellation, refusal, or inability to complete a reservation, and we are not responsible for the acts, omissions, policies, or systems of any original contracting party or third-party provider. All questions regarding reservation availability, confirmation, restrictions, modifications, cancellations, or related issues must be directed to the original contracting party or applicable provider.
6. Independence and Third-Party Services
My Points Planner is an independent company and is not affiliated with, endorsed by, sponsored by, or authorized by Marriott Vacations Worldwide, Hilton Honors, Wyndham Rewards, Bluegreen Vacations, any airline, hotel, car rental, cruise, or other travel or financial institution referenced in the Service, or any of their respective affiliates, subsidiaries, or related entities, unless we expressly state otherwise in writing. We are not acting as an agent or representative of any third-party program, and all third-party terms, policies, and redemption rules are controlled by the applicable provider. Any third-party links, references, or integrations are provided for convenience only, and we are not responsible for third-party content, availability, pricing, or policies.
7. Payment, Billing, Renewal, and Cancellation
Payments are processed by Stripe or another third-party payment processor we may designate from time to time. We do not store full payment card information on our servers. Your subscription will renew automatically at the then-current rate and billing interval unless you cancel before the next renewal date. You may cancel your subscription at any time through the cancellation method we make available in your account or by contacting us using the contact information below. Unless required by law or expressly stated otherwise, cancellations take effect at the end of the current billing period, and we do not provide refunds or credits for partial billing periods, unused time, or missed use of the Service. If a payment fails, we may suspend or terminate your access until payment is successfully completed. Taxes may apply, and you are responsible for any applicable taxes, charges, or bank/processing fees imposed by your payment provider.
8. Acceptable Use and User Conduct
You agree not to use the Service for any unlawful purpose or in any way that violates these Terms, any applicable law, or any third-party rights. You may not attempt to hack, interfere with, damage, or disrupt the Service; probe, scan, or test the vulnerability of any system or network associated with the Service; reverse engineer, scrape, harvest, or automate access to the Service; misrepresent your identity; share credentials; bypass security or access controls; or use the Service in a manner that could harm our business, technology, users, or any partner program. We may suspend or terminate access if we reasonably believe you have violated these Terms.
9. Disclaimer of Warranties
TO THE FULLEST EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. WITHOUT LIMITING THE FOREGOING, WE DISCLAIM ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS, OR THAT ANY ESTIMATE, CALCULATION, OR THIRD-PARTY INFORMATION WILL BE ACCURATE OR CURRENT.
10. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, MY POINTS PLANNER AND ITS FOUNDERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND CONTRACTORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, POINTS, MILES, REDEMPTION OPPORTUNITIES, OR USE, ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE FULLEST EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SERVICE WILL NOT EXCEED THE AMOUNT YOU PAID TO US FOR THE SERVICE IN THE THREE MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.
11. Indemnification
You agree to defend, indemnify, and hold harmless My Points Planner and its founders, officers, directors, employees, agents, and contractors from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or related to your use of the Service, your violation of these Terms, your violation of any law or third-party right, or any content or information you submit through the Service.
12. Suspension and Termination
We may suspend or terminate your access to the Service, in whole or in part, at any time and with or without notice if we reasonably believe you have violated these Terms, if required by law, or if we discontinue the Service or any material feature. Upon termination, your right to use the Service will immediately cease, but the provisions that by their nature should survive termination, including those relating to intellectual property, disclaimers, limitation of liability, indemnification, dispute resolution, and general provisions, will survive.
13. Changes to These Terms
We may update these Terms from time to time. If we make material changes, we will post the revised Terms on this page and update the Effective Date above, and we may also provide additional notice as appropriate. Your continued use of the Service after the revised Terms become effective constitutes your acceptance of the revised Terms.
14. Privacy Policy
Our collection, use, and disclosure of personal information are described in our Privacy Policy, which is incorporated into these Terms by reference. Please review it carefully to understand our data practices.
15. Governing Law; Venue
These Terms and any dispute arising out of or relating to them or the Service will be governed by the laws of the State of Florida, without regard to its conflict-of-laws principles. Except to the extent the parties mutually agree otherwise in writing, any action or proceeding arising out of or relating to these Terms or the Service must be brought exclusively in the state or federal courts located in Florida, and you consent to the personal jurisdiction and venue of those courts.
16. Miscellaneous
If any provision of these Terms is held unenforceable, the remaining provisions will remain in full force and effect. Our failure to enforce any provision will not be deemed a waiver. You may not assign your rights or obligations under these Terms without our prior written consent, and any attempted assignment in violation of this section is void. We may assign these Terms without restriction. These Terms, together with the Privacy Policy and any additional terms expressly incorporated by reference, constitute the entire agreement between you and us regarding the Service. You agree that electronic communications, notices, and records related to the Service may be provided electronically and satisfy any legal requirement that such communications be in writing.
17. Contact Information
If you have questions about these Terms, please contact us at:
My Points Planner
support@mypointsplanner.com
